Why I’ll Never Go Back to Traditional Insurance

I used to treat health insurance like a game of chicken. I’d grit my teeth through flu seasons, sidestep urgent care like it was a bar fight in progress, and basically dare my body to stay intact one more year without sending me to bankruptcy court. And why? Because traditional health insurance premiums felt like paying rent on a house I wasn’t allowed to live in.

Then, I found WeShare® Healthcare—and I swear I’m not just saying this because someone slipped me a referral link. (Although if they did, good on them, because this is actually worth talking about.)

WeShare® is not your typical insurance company. That’s because, technically, it’s not insurance at all. It’s a Christian healthcare sharing ministry, which sounds like something your great-aunt Mabel might’ve heard about at Bible study, but hear me out. It’s a system where people of faith contribute monthly “shares” into a communal pool, and that money gets used to cover each other’s eligible medical needs.

It’s like if your church potluck turned into a healthcare co-op—but with less Jell-O salad and more doctor visits.

I signed up after a long night of staring at my old insurance plan and realizing I was paying over $600 a month to maybe get help if I hit my $8,000 deductible. The numbers didn’t just not add up—they actively mocked me. WeShare®, on the other hand, offered a plan starting at under $150/month. Yeah, you read that right. That’s less than my cell phone bill when my nephew figures out how to subscribe to UFC Fight Pass again.

Now, before you get nervous and start asking, “Is this one of those things where I end up paying everything out of pocket and just hoping for a check someday?”—relax. This isn’t some backyard handshake deal. WeShare® works with the PHCS PPO network, which means over a million providers nationwide and CVS pharmacies galore. You get telehealth services through DocDay, access to urgent care, annual checkups, and a support team that doesn’t ghost you the second the bill hits four digits.

And look—yes, there’s a deductible (they call it an Annual Member Care Share), and yes, you need to be okay with some guidelines and faith-based principles. But if you’re a Christian who values community, stewardship, and not getting gouged every time you get an ear infection, this might just be your golden ticket.

WeShare® isn’t just about saving money—it’s about realigning your priorities. It’s about remembering that health care shouldn’t be a roulette wheel. It’s about being part of a group that looks out for each other. They even help coordinate with providers and pre-authorizations, so you’re not stuck on hold with “Medical Billing Associates” for 45 minutes while contemplating if your spleen is really that important.

For me, it was a no-brainer. I’m not saying it’s perfect, but for once I feel like I’m not being held hostage by my own health plan. And that’s a victory worth sharing.

If you’re sick of playing chicken with your own wellbeing—and you’re tired of paying Cadillac prices for a tricycle level of coverage—maybe it’s time you looked into WeShare® Healthcare. It just might be the most practical, faith-aligned decision you make all year.